Risk profiling for Investment Advisers
An Investment Adviser cannot advise a client until the client's risk profile is complete and the client has agreed to it. The advice then has to suit that profile. We draft the risk-profiling forms and the consent step.
Investment Advisers.
To see when this and your other duties fall due, use the free compliance calendar.
- Risk profiling is done and the client's consent on the completed risk profile is taken before any advice is given.
- The advice given must be suitable to that risk profile.
- KYC is done through a KYC Registration Agency.
- Draft the risk-profiling questionnaire and the scoring that turns answers into a profile.
- Draft the consent step that records the client's agreement to the completed profile.
- Set up a suitability record so each piece of advice can be traced to a profile.
- Place the forms in your onboarding flow and your agreement.
- The products and services you advise on.
- Your current onboarding steps and any questionnaire already in use.
- Your client categories.
Inside the ₹24,999 Documentation Pack
The risk-profiling forms are part of the Adviser Documentation Pack. Setting up the flow inside your own systems is quoted on a call.
Does this apply to Research Analysts?
No. Risk profiling and suitability are Investment Adviser obligations. A Research Analyst does not advise individual clients on their portfolios.
When does the profile have to be done?
Before any advice. The client also consents to the completed profile before advice is given.
Does BuildWright decide the client's risk profile?
No. The forms collect the client's answers and record the client's consent. The adviser remains responsible for the advice and its suitability.
Want this taken off your list?
Tell us your registration type and financial year end. We will tell you what we would handle and what we need from you.
Sources: SEBI FAQs for Registered Investment Advisers, 13 August 2025; SEBI circular 2025/003 of 8 January 2025 (Guidelines for Investment Advisers); SEBI Master Circular for Investment Advisers, 6 February 2026.