PF deducted but not deposited: grievance and TDS letter
My employer deducted PF but did not deposit it. How do I complain to EPFO?
Grievance text to paste into EPFO's EPFiGMS portal, month by month, and a letter to the employer on the missing TDS, each with a sheet of dates.
- EPFiGMS grievance text
- Tax deducted from my salary not shown in my tax statement
- Before you send
₹199₹299
Launch price until 30 November. ₹299 after that.
- See the first page of your own document before you pay
- Pay through Cashfree by UPI, card or netbanking
- Word to edit and PDF to print, the moment the payment clears
- Full refund if the documents are not delivered
- Refund policy
You register a grievance on EPFO's EPFiGMS portal at epfigms.gov.in. Paragraph 28(3) of the Employees' Provident Funds Scheme, 2026 (G.S.R. 525(E), 29 June 2026) requires the employer to remit contributions within fifteen days of the close of every month. Paragraph 22(3) treats a sum deducted from your wages as entrusted to the employer for paying the contribution.
For months due on or after 21 November 2025, EPFO can levy damages of up to the amount of the arrears (section 128 of the Code on Social Security, 2020), and the employer owes simple interest at the notified rate (section 127). The grievance asks for both and does not work them out. Check your EPF passbook first, because the grievance says the contributions are missing from it.
The pack also covers tax deducted from your salary that is missing from your annual tax statement. For FY 2025-26 the letter cites the Income-tax Act, 1961: tax deducted under section 192 has to be paid to the Government (section 200(1)), and you are not called upon to pay tax already deducted (section 205). For tax year 2026-27 it cites the Income-tax Act, 2025 and the Income-tax Rules, 2026, which set deposit by the seventh of the next month (rule 218(2)).
The grievance text is month by month, with the portal steps beside it, and the TDS letter lists the shortfall in a table against your payslips.
Fill in your own
₹199₹299
Launch price until 30 November. ₹299 after that.
What is wrong
You and your employer
Date
We keep your answers and number so we can help if you ask. Ask us at any time and we delete them.
BuildWright does documentation, filing and compliance facilitation. This tool works from the rules cited on this page and does not give legal advice. We prepare the documents from your answers; you check, sign and send or file them.
Common questions
How do I register the grievance?
Open epfigms.gov.in and choose Register Grievance, or use EPFO Services in the UMANG app. Pick PF Member, enter your UAN and verify with the OTP. Paste the text, upload your payslips and a passbook copy, and note the registration number.
Can EPFO charge the employer interest and damages?
Yes. The employer owes simple interest under section 127 of the Code on Social Security, 2020, and EPFO can levy damages up to the amount of the arrears under section 128. The interest rate is one the Government notifies. We have not confirmed a rate, so the pack states none.
What if my TDS does not show in Form 26AS?
The letter to the employer sets out the tax deducted per payslip against what your annual tax statement shows, and asks the employer to deposit the balance, file a correction statement and send you the challan details within 15 days.
Should I share my UAN password with anyone who calls about this?
Never share your UAN password, PAN, Aadhaar, bank details or OTP with anyone who calls about this.
Can I see the document before I pay?
Yes. Fill in your details and the page shows the first page of each document with your own answers in it. You pay only if it is what you need.
Can I change the document after I download it?
Yes. Each document comes as a Word file you can edit and a PDF you can print. You can also change your answers and prepare it again before you pay.
What if the payment goes through and the documents do not open?
The page checks the payment again and opens the documents on the same payment, so you are never charged twice. If they still do not arrive, write to us within 7 days and we refund the full amount.
Can you send or file it for me?
Yes. After you download, ask us to take the next step and we handle the sending or filing for you.
Often needed next
Want this handled for you? Tell us where you stand and we prepare the documents and take the next step for you.